Credit-Card-Guide.ca: Your guide to choosing the right credit card

Credit Cards for Canadians

Taking the time to shop around for a credit card can save you money on interest charges and annual fees. You’ll want to find a credit card with features and benefits that match your needs. For instance, if you plan on keeping a balance on your card, you might want to consider paying a small annual fee for a credit card with lower interest rates. Ideally the savings in interest should be greater than the annual fee.

If, on the other hand, you pay your bills in full, why not select a card with rewards? Earn money on every dollar you spend.

In order to help you, we have compiled a comprehensive list of Canadian Credit Cards, organized by type (No annual fee, Low Interest Rates, Rewards, Students...) as well as by bank or issuer. This information should help you:

  • Understand the features of credit cards
  • Compare credit card features and costs
  • Be aware of hidden fees
  • Protect your Credit Card

 

Special Offers
MBNA Gold MasterCard® Low Interest Rate Credit Card
• 9.99% Fixed ANNUAL INTEREST RATE on Balance Transfers* and Purchases
• No annual fee

 


President's Choice MasterCard - save with 5.97% on balance transfers for 4 months
• No annual fee.
• Get 10 PC points for every dollar you spend on the card – everywhere you use it!
• 20,000 PC points = $20 value
• Apply by March 4, 2010 and get 5.97% on balance transfers for 4 months

 

 

Search for Credit Cards By Type
Low Interest Credit Cards
Low fixed rates and 0% introductory APRs.
No Annual Fee Credit Cards
Pay no annual fee for you credit card.
Cash Back Credit Cards
Earn cash back on your purchases.
Reward Credit Cards
Earn reward points with these Credit Cards.
Gas Credit Cards
Save money at the gas pump
Travel Credit Cards
Earn flyer rewards with these Credit Cards.
Student Credit Cards
Credit Cards for students.
Secured Credit Cards
Build or re-establish your credit with a guaranteed card.
Small Business Credit Cards
Cards offering benefits for small businesses .
US Dollar Credit Cards
Credit Cards that save on foreign exchange conversions, charges and fees
Store Credit Cards
Earn points for every dollar you spend.
Prepaid Credit Cards
Pre-funded reloadable cards. Great as gifts, or online payments.

Search for Credit Cards By Bank

 

  Reward Credit Cards
Cash Back Credit Cards
Reward Credit Cards
Gas Cards
Travel Credit Cards
Everyday Credit Cards
Low Interest Credit Cards
No Annual Fee Credit Cards
Student Credit Cards
Secured Credit Cards

Other Credit Cards
Small Business Credit Cards
US Dollar Credit Cards
Store Credit Cards
Prepaid Credit Cards