Credit-Card-Guide.ca: Your guide to choosing the right credit card

CIBC Credit Cards

CIBC is one of Canada's leading banking institutions, offering solutions to students, individuals and companies. They have a wide selection of no fee, rewards, low rates and US dollar credit cards.

*CIBC Classic VISA Card**
	No annual fee 19.99% current regular annual interest rate Free additional cards (limit 3) Credit limit: $500 minimum $15,000 minimum annual household income Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$0	$15,000	No

*CIBC Platinum VISA card**
	No annual fee 19.99% current regular annual interest rate Credit limit: $5000 minimum Free additional cards (limit 3) $35,000 minimum annual household income Up to $50,000 credit limit Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$0	$35,000	No

*CIBC Classic VISA Card for Students**
	No annual fee 19.99% current regular annual interest rate $1,200 minimum annual household income Credit limit: $500 minimum Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$0	$1,200	No

CIBC Dividend Card®
	No annual fee Dividend DollarTM Program This credit card pays you for using it – with up to 1% cash back on card purchases. 19.99% current regular annual interest rate Free additional cards (limit 3) $15,000 minimum annual household income Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$0	$15,000	Yes

CIBC Dividend Platinum® card
	$79 annual fee Dividend DollarTM Program Enjoy exclusive features that even some gold cards don't offer, and get up to 2% cash back on card purchases. 19.99% current regular annual interest rate $30 per additional card (limit 3) $35,000 minimum annual household income Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$79	$35,000	Yes

*CIBC Select VISA Card**
	$29 annual fee 11.99% current regular annual interest rate Free additional cards (limit 3) $15,000 minimum annual household income Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	11.99%	$29	$15,000	Yes

*CIBC Aerogold® VISA Card**
	$120 annual fee Aeroplan Miles® Earn 1 Aeroplan Mile® for every dollar charged to the card. Earn bonus Miles with ADVANTEX. 19.99% current regular annual interest rate $50 per additional card (limit 3) $35,000 minimum annual household income Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$120	$35,000	Yes

*CIBC Aero Classic VISA Card**
	$29 annual fee Receive 5,000 Aeroplan Miles® with first purchase Earn 1 Aeroplan Mile® for every 2 dollars charged to the card. Aeroplan Miles® 19.99% current regular annual interest rate Free additional cards (limit 3) $15,000 minimum annual household income Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$29	$15,000	Yes

*CIBC Gold VISA Card**
	$99 annual fee ($69 for Seniors aged 65+) Earn a Gold Bonus Point for each dollar spent on the card and enjoy premium services. Merchandise Rewards Program 19.99% current regular annual interest rate $30 per additional card (limit 3) $35,000 minimum annual household income Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$99	$35,000	Yes

CIBC Aventura®Gold VISA* Card

$120 annual fee
Apply now and get 5,000 Bonus Aventura Points
This card offers you exclusive lifestyle rewards, flexible travel options and premium features with exceptional service. Earn bonus Aventura Points with ADVANTEX .
19.99% current regular annual interest rate
$50 per additional card per year (limit 3)
$35,000 minimum annual household income
$5,000 minimum credit limit
Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$120	$35,000	Yes

*CIBC Aerogold® VISA Card for Business**
	$180 annual fee Welcome Bonus of 15,000 Aeroplan Miles® with first purchase Designed to meet the needs of the small business owner, this card also offers the added value of Aeroplan Miles®. As low as 10.9% current annual interst rate $50 per additional card (limit 9) Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	10.9%	$180	?	Yes

CIBC bizlineTM VISA* Card

No annual fee
Low interest rate with credit limit up to $50,000
Get everything you need to run your business - the affordable pricing and high credit limit of a line of credit and the easy access to cash of a VISA card.
Current regular annual interest rate as low as 1.5% above prime
Free additional cards (limit 9)
Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	Prime + 1.5%	$0	?	Yes

*CIBC U.S. Dollar VISA Card**
	$35 U.S. annual fee Billed in U.S. currency, this card is the perfect companion for travel to the U.S. 19.99% APR (19.0% for cash advances) Free additional cards (limit 2) $15,000 minimum annual household income Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.99%	$35 US	$15,000	No

Reward Credit Cards
Cash Back Credit Cards
Reward Credit Cards
Gas Cards
Travel Credit Cards

Everyday Credit Cards
Low Interest Credit Cards
No Annual Fee Credit Cards
Student Credit Cards
Secured Credit Cards

Other Credit Cards
Small Business Credit Cards
US Dollar Credit Cards
Store Credit Cards
Prepaid Credit Cards