Credit-Card-Guide.ca: Your guide to choosing the right credit card

Reward Credit Cards

Would you like to get rewarded for the purchases you make? Now you can be. There are many credit cards that offer rewards or premiums when you use the card. Just make sure the benefits do not carry high interest rate charges.Details about many premium cards are below.

President's Choice Financial MasterCard

No annual fee
19.97% current regular annual interest rate and 0.97% for 6 months on balance transfers
Get 5,000 PC points when you apply online for your President’s Choice Financial MasterCard
Get 10 PC points for every dollar spent on the card – everywhere you shop!
Redeem your PC points for free rewards right at the check-out at participating supermarkets 20,000 points = $20
Up to four additional cards free for family members

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
0.97%	6 months	19.97%	0	-	Yes

BMO AIR MILES MasterCard
	19.5 % annual interest rate Optional 11.9 % annual interest rate with $35 Annual Fee 1 AIR MILES reward mile for every $20 in card purchases

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5 %	$0	Unknown	Yes

BMO Gold Air Miles MasterCard
	Annual Fee: $99 19.5 % annual interest rate Optional 11.9 % annual interest rate with additional $35 1 AIR MILES reward mile for every $15 in card purchases

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5 %	$99	Unknown	Yes

Miles Plus Platinum MasterCard® with No Hassle Rewards™
	$99 annual Fee Annual Interest Rate of Prime + 17.55% 2 reward miles per $1 spent on purchases 25,000 bonus reward miles on your first purchase Not available to residents of QC, NT, NU, or YT.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.8%	$99	-	Yes

RBC Rewards Visa Gold
	No annual fee 19.5% current regular annual interest rate Earn 1 RBC Rewards bonus points for every two dollars in purchases† you spend on the card Free Co-Applicant card. Minimum credit limit of $5,000

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$20	-	Yes

RBC Visa Classic II
	$35 annual fee 19.5% current regular annual interest rate Free additional cards Worldwide cash access up to $500 daily (up to your available credit limit) Earn RBC points for every dollar you spend on your card

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$35	-	No

RBC Visa Gold Preferred
	$110 annual fee or $70 (age 65 or older) 19.5% current regular annual interest rate. $40 Co-Applicant Fee Increased purchasing power of a premium card Automatic enrollment in the RBC Rewards program Zero cardholder liability

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$110	-	No

RBC Visa Platinum Avion®
	$120 annual fee 19.5% current regular annual interest rate $50 Co-Applicant Fee Promotional Offer: 12,500 bonus RBC Rewards points upon enrolment and 2,500 points upon annual renewal Redeem for seats on any airline worldwide No blackout periods or seating restrictions No points expiry

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$120	-	Yes

RBC Esso Visa card
	No annual Fee 2 or more Esso Extra points for every eligible dollar spent at participating Esso stations 1 Esso Extra point for every dollar spent everywhere else 19.5% interest rate Co-Applicant Fee: Free

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$0	-	Yes

Scotiabank SCENE VISA card
	No annual fee 19.5%% current regular annual interest rate Credit limit of $1,000 Use your SCENE™ VISA* card for everyday purchases - and you will earn points faster! Earn 2000 SCENE bonus points on your first purchase. The entertainment reward program that lets you earn points every time you use the card (at participating stores)

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$0	-	Yes

TD Canada Trust Rebate Rewards Visa
	No annual Fee Earn up to 1% cash back 19.5% current regular annual interest rate Free Co-Applicant card (up to 3)

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.75%	$0	-	Yes

Reward Credit Cards
Cash Back Credit Cards
Reward Credit Cards
Gas Cards
Travel Credit Cards

Everyday Credit Cards
Low Interest Credit Cards
No Annual Fee Credit Cards
Student Credit Cards
Secured Credit Cards

Other Credit Cards
Small Business Credit Cards
US Dollar Credit Cards
Store Credit Cards
Prepaid Credit Cards