Credit-Card-Guide.ca: Your guide to choosing the right credit card

Student Credit Cards

Student credit cards can help students to establish a good credit history while earning reward points that can be used at places where students shop. Many student cards also have competitive interest rates, no annual fees, rewards and cash back. See a detailed list of the cards below.

BMO SPC AIR MILES MasterCard
	Double your student benefits and pay no annual fee 19.5% interest rate Low 11.9% interest rate available for an additional $35/year 1 AIR MILES reward mile for every $20 in card purchases

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5 %	$0	Unknown	Yes

BMO SPC CashBack MasterCard
	No annual fee 19.5 % annual interest rate or Low 11.9% interest rate available for an additional $35/year 0.5% CashBack on every card purchase

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5 %	$0	Unknown	Yes

*CIBC Classic VISA Card for Students**
	No annual fee 19.5% current regular annual interest rate $1,200 minimum annual household income Credit limit: $500 minimum Exclusive new CIBC CreditSmartTM features to manage your spending and protect you from fraud

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$0	$1,200	No

Desjardins VISA for Students
	No annual Fee 19.4% interest rate, optional low interest rate of 11.8% Free additional card 3-Day Travel Insurance discounts up to 10% at Hertz worldwide

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
-	-	19.4%	0$	-	No

RBC Visa Classic Student
	No annual fee 19.5% current regular annual interest rate Free Co-Applicant card Worldwide cash access up to $500 daily (up to your available credit limit)

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$0	-	No

RBC Visa Classic II Student
	$15 annual fee The perfect shopping companion that allows you to earn one RBC Rewards point with every dollar spent on the card 19.5% current regular annual interest rate Free additional cards Zero cardholder liability

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	19.5%	$15	-	Yes

Scotiabank L'earn VISA card for students
	No annual fee 18.59% current regular annual interest rate Credit limit of $1,000 to $2,000 Get up to a 1% Moneyback reward

Intro APR	Intro APR Period	Regular APR	Annual Fee	Minimum Income	Rewards
N/A	N/A	18.59%	$0	-	Yes

Reward Credit Cards
Cash Back Credit Cards
Reward Credit Cards
Gas Cards
Travel Credit Cards

Everyday Credit Cards
Low Interest Credit Cards
No Annual Fee Credit Cards
Student Credit Cards
Secured Credit Cards

Other Credit Cards
Small Business Credit Cards
US Dollar Credit Cards
Store Credit Cards
Prepaid Credit Cards