Credit-Card-Guide.ca: Your guide to choosing the right credit card

National Bank of Canada

Cards with Reward Programs

  National Bank Platinum Card

  • $125 annual fee, no fee for addtional cards
  • 19.5% current regular annual interest rate
  • Minimum Credit Limit $1000
  • Receive 1.5 points for every dollar spent on your card.
  • Sign up for the Platinum card between January 1 and February 28, 2010, and receive 20,000 À la carte points, which you can exchange for an RRSP contribution, travel discounts and much more!

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$125
-
Yes

  National Bank Ovation Gold Card

  • $90 annual fee, $30 for additional cards
  • 19.5% current regular annual interest rate
  • Minimum Credit Limit $1000
  • Annual fee of $105 for reduced interest rate of 14.5% on purchases and 11.5% on balance transfers and cash advances
  • Receive 1.25 points for every dollar spent on your card.
  • Brand name items, gift certificates, movie or show tickets.

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$90
-
Yes

  National Bank Allure Card

  • $30 annual fee, $10 for additional cards
  • 19.5% current regular annual interest rate
  • Minimum Credit Limit $500
  • Annual fee of $45 for reduced interest rate of 14.5% on purchases and 11.5% on balance transfers and cash advances
  • Receive 1 point for every dollar spent on your card.
  • Brand name items, gift certificates and travel savings from a dedicated travel agency.

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$30
-
Yes

  National Bank Escapade Card

  • $20 annual fee, $10 for additional cards
  • 19.5% current regular annual interest rate
  • Minimum Credit Limit $500
  • Annual fee of $35 for reduced interest rate of 14.5% on purchases and 11.5% on balance transfers and cash advances
  • Receive 1 point for every dollar spent on your card.
  • Family outings, show tickets, restaurant or movie outings and gift certificates

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$20
-
Yes

Cards with no Fees

  National Bank Gold Edition Card

  • No annual fee, free supplemental card
  • 19.5% current regular annual interest rate
  • Minimum Credit Limit $1000
  • Annual fee of $15 for reduced interest rate of 14.5% on purchases and 11.5% on balance transfers and cash advances

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$0
-
No

  National Bank MC1

  • No annual fee
  • 19.5% current regular annual interest rate
  • Minimum Credit Limit $500
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$0
-
No

Cards with a Variable Rate

  National Syncro Card

  • $35 annual fee, $10 for additional cards
  • Minimum Credit Limit $1000
  • Variable (Prime rate + 4 %)
  • Save on interest fees: you can transfer the balance of other cards with a higher interest rate than this one.
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
Prime rate + 4 %
$35
-
No

Cards for Small Businesses or Self-Employed Workers

    NBC Premia MasterCard Business Card

  • $45 annual fee, supplemental cards $25
  • PREMIA cardholders benefit from discounts and special offers with selected partners
  • Receive 1.25 points for every dollar spent on your card.
  • For $60 a year, you get a reduced interest rate of 8.9% on your balance transfers and cash advances and 13.9% on your purchases.
  • Minimum credit limit of $5,000
  • 18.9% annual interest rate
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
18.9%
$45
-
Yes

Co-Branded Cards

    NBC Ultramar Card

  • No annual fee, free supplemental card
  • Up to 2.5% rebate on your gasoline purchases at Ultramar
  • Up to 1.25% rebate on all purchases made elsewhere
  • Annual fee of $15 for reduced interest rate of 14.5% on purchases and 11.5% on balance transfers and cash advances.
  • Minimum Credit Limit $500
  • 19.9% current regular annual interest rate
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.9%
$0
-
Yes

    NBC Sunoco Card

  • No annual fee, free supplemental card
  • Simplify the management of your purchases at Sunoco retailers.
  • Annual fee of $15 for reduced interest rate of 14.5% on purchases and 11.5% on balance transfers and cash advances
  • Minimum Credit Limit $500
  • 19.9% current regular annual interest rate
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.9%
$0
-
Yes

 

 

  Reward Credit Cards
Cash Back Credit Cards
Reward Credit Cards
Gas Cards
Travel Credit Cards
Everyday Credit Cards
Low Interest Credit Cards
No Annual Fee Credit Cards
Student Credit Cards
Secured Credit Cards

Other Credit Cards
Small Business Credit Cards
US Dollar Credit Cards
Store Credit Cards
Prepaid Credit Cards