Credit-Card-Guide.ca: Your guide to choosing the right credit card

Royal Bank of Canada Credit Cards


  RBC Visa Classic II

  • $35 annual fee
  • 19.5% current regular annual interest rate
  • Free additional cards
  • Worldwide cash access up to $500 daily (up to your available credit limit)
  • Earn RBC points for every dollar you spend on your card

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$35
-
No

   RBC  Visa Classic Low Rate Option

  • $20 annual fee
  • 11.9% current regular annual interest rate
  • Free additional cards
  • Worldwide cash access up to $500 daily (up to your available credit limit)


Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
11.9%
$20
-
No

    RBC Visa Classic Student

  • No annual fee
  • 19.5% current regular annual interest rate
  • Free Co-Applicant card
  • Worldwide cash access up to $500 daily (up to your available credit limit)

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$0
-
No



    RBC Visa Classic II Student

  • $15 annual fee
  • The perfect shopping companion that allows you to earn one RBC Rewards point with every dollar spent on the card
  • 19.5% current regular annual interest rate
  • Free additional cards
  • Zero cardholder liability

Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$15
-
Yes

   RBC Rewards Visa Gold

  • No annual fee
  • 19.5% current regular annual interest rate
  • Prestige and protection of a gold card, plus the exclusive rewards of the RBC Rewards program, with no annual fee
  • Earn 1 RBC Rewards bonus points for every two dollars in purchases you spend on the card
  • Free Co-Applicant card.
  • Minimum credit limit of $5,000
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$0
$15,000
Yes

   RBC Visa Gold Preferred

  • $110 annual fee, $40 Co-Applicant Fee
  • 19.5% current regular annual interest rate.
  • Comprehensive insurance coverage with 31-day Out-of-Country/ Province Medical Insurance coverage up to age 64 and Trip Cancellation/Trip Interruption
  • Increased purchasing power of a premium card
  • Automatic enrollment in the RBC Rewards
  • program
  • Zero cardholder liability
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$110
$15,000
No

   RBC Visa Platinum

  • No annual fee
  • Credit limit of up to $50,000
  • 19.5% current regular annual interest rate
  • $1,000 ATM cash advance limit (up to available credit)
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$0
$15,000
No

   RBC Visa Platinum Avion®

  • $120 annual fee
  • 19.5% current regular annual interest rate
  • $50 Co-Applicant Fee
  • Redeem for seats on any airline worldwide
  • No blackout periods or seating restrictions
  • No points expiry
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$120
-
Yes

   RBC Esso Visa card

  • No annual Fee
  • 2 or more Esso Extra points for every eligible dollar spent at participating Esso stations
  • 1 Esso Extra point for every dollar spent everywhere else
  • 19.5% interest rate
  • Co-Applicant Fee: Free
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$0
$15,000
Yes

    RBC Visa Business

  • $12 annual fee
  • 19.5% current regular annual interest rate
  • Travel with the security of Travel Services, including legal and out-of-province medical assistance. And before you travel, take advantage of pre-trip assistance, providing you with up-to-date information about visa and immunization requirements, climate, currency exchange and more.
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$12
-
Yes

    RBC Visa Business Platinum Avion®

  • $120 annual fee for first card, $50 for each supplemental card
  • 19.5% current regular annual interest rate
  • Earn 1 RBC Rewards point for every dollar you spend on the card
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$120
-
Yes

    RBC US Dollar Visa Gold

  • $65 USD annual fee
  • Perfect option for anyone who travels to the U.S. and looking for comprehensive insurance coverage and the ability to make purchases in U.S. funds
  • 19.5% Interest Rate
  • Earn 1.25 RBC Rewards points for every $1 USD in purchases you make with your card
  • Monthly billing and payment in U.S. dollars
  • Co-Applicant Fee of $30 USD
  • No fees for American Express Travelers Cheques
Intro APR
Intro APR Period
Regular APR
Annual Fee
Minimum Income
Rewards
N/A
N/A
19.5%
$65 US
-
Yes

 

  Reward Credit Cards
Cash Back Credit Cards
Reward Credit Cards
Gas Cards
Travel Credit Cards
Everyday Credit Cards
Low Interest Credit Cards
No Annual Fee Credit Cards
Student Credit Cards
Secured Credit Cards

Other Credit Cards
Small Business Credit Cards
US Dollar Credit Cards
Store Credit Cards
Prepaid Credit Cards